Earn 5% back* in Rewards
every time you shop our family of stores – there’s no limit to the amount of Rewards you can earn!
Mastercard cardmembers earn 2% back* in Rewards on gas, grocery store, and restaurant purchases. Plus, earn 1% back* everywhere else Mastercard is accepted.
Access Rewards Certificates digitally within 48 hours of earning when you register at tjxrewards.com. help
Enjoy 10% off† your first in-store purchase.
Exclusive shopping events where you can be the first to shop.
Surprise and delight opportunities from the brands you love!
Lucky 25 monthly sweepstakes entry††
when you shop our family of stores with your card for a chance to win a $100 Gift Card! See Official Rules.
One Card, Five Brands,
All the
Rewards
Earn points towards Rewards every time you shop online or in store at our family of stores:
Shop
Make purchases online or in store across our family of stores.
Earn
Every 1000 Points earns you a $10 Rewards Certificate.
Redeem
Use your Rewards Certificates on purchases online or in store.
In Stores
Apply at any of our family of stores when you shop.
Online
Apply directly from our websites on your computer or phone.
Apply Now
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- Apply Now or visit tjxrewards.com and click Apply.
- Please complete entire application. Missing or inaccurate information may delay or adversely affect credit decisions. By applying you agree that, if approved, Synchrony Bank may provide you with a TJX Rewards® Platinum Mastercard® or a TJX Rewards® Credit Card.
- If approved, a temporary card number will be issued for immediate use for online and in-store transactions within our family of stores.
- Your physical card will arrive in 7–10 days.
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- Yes, it could. However, you can find out if you Prequalify without impacting your credit score. If you prequalify, you will have an opportunity to accept the offer and apply for credit which may impact your credit score.
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- Earn 5% back in Rewards Points every time you shop our family of stores with your TJX Rewards® credit card.
That's 5 points for every $1 spent.
- Plus, with a TJX Rewards® Platinum Mastercard enjoy:
- 2% back in Rewards Points on gas, grocery store, and restaurant purchases. That's 2 points every $1 spent.
- 1% back in Rewards Points when you shop anywhere else Mastercard is accepted. That's 1 point every $1 spent.
- A $10 Rewards Certificate will be issued for every 1,000 points you earn. If you are enrolled in online servicing, a digital Rewards Certificate will be issued within 48 hours of earning.
- Rewards Certificates can be redeemed in-store across our family of stores or online at tjmaxx.com, marshalls.com and sierra.com.
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- If you are having trouble, contact the number below based on your credit card type:
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- The easiest way to manage your card and pay your bill is to log in to your TJX Rewards® credit card account at tjxrewards.com. Here, you may also check your statement, update your account, and more.
- If you do not have an online account set up, you must create one by Registering Your Card.
- If you link your card, you will gain the ability to check your available Rewards balance across our sites (tjmaxx.com, and marshalls.com) and apps (T.J.Maxx app, Marshalls and HomeGoods app.). Link Your Card or learn more: Digital Rewards Certificate FAQs
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- This is the website where you can access and manage your TJX Rewards® Platinum Mastercard® or TJX Rewards® Credit Card.
- This is the website where you may pay your bill online, manage your credit card, check your statement, update your account, and more.
- Tjxrewards.com is a different website than the shopping website, marshalls.com.
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- Online:
- If you linked your card, your Rewards Certificates will appear in the Payment section within checkout when signed in on marshalls.com.
- If you have not linked your card, you can manually redeem your Rewards Certificates within checkout. When you enter the Payment section of checkout, you will see an area to manually type in your Rewards Certificates and CSC (Certificate Security Code) to redeem.
- In Store:
- If you have linked your card, your Rewards Certificates will be available when signed in on the T.J.Maxx, Marshalls or HomeGoods apps for you to scan and redeem in any of our family of stores.
- If you have not linked your card, you can have a cashier scan the Rewards Certificates issued in your paper or electronic billing statement to redeem.
- If you wish to print your Rewards Certificates for use in store, login to your TJX Rewards credit card account at tjxrewards.com. If you do not have an online account set up at tjxrewards.com, you will need to Register Your Card.
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- If you have linked your card, you may log in and view your balance on the Rewards page of the Account section on tjmaxx.com, or marshalls.com (the shopping websites). Once you have linked your card, you may also track your Points and see how much you have left to spend before you earn your next Rewards Certificate across our sites and apps.
- If you have not linked your card, log in to your TJX Rewards credit card account at tjxrewards.com to view your Rewards balance. If you do not have an online account setup at tjxrewards.com, you will need to Register Your Card.
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- Linking allows you to view your Rewards Certificates and Points balances directly on our sites and apps. You can redeem Rewards Certificates online at checkout with the click of a button and scan them in any of our family of stores by downloading one of our apps. No need to carry paper Certificates or search for email Certificates. Simply log in and visit the Rewards page to Link Your Card.
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- You must first link your TJX Rewards® credit card to your TJX account to enjoy the linked experience. To complete the link, you will need to:
- Log in to your T.J.Maxx, or Marshalls account. If you do not have a username and password, you must first create an account.
- Visit the Rewards page of the Account section and click on “link my card”.
- Enter the User ID/Email and Password that you can use to manage your credit card and pay your bill online for your TJX Rewards credit card account at tjxrewards.com. If you do not have an online account setup, you will need to Register Your Card.
- If you have successfully linked your card and have questions specifically related to our Digital Rewards Certificates program, visit our Digital Rewards Certificates FAQs.
- If, at any time, you no longer wish to be linked, you can unlink your credit card by clicking the “unlink my card” button at the bottom of the Rewards page of the Account section. You may relink your card at any time.
- Reasons you may need to unlink your card:
- You previously linked but are now unable to see your Rewards Certificates.
- You have been issued a new TJX Rewards® credit card.
- You are experiencing issues with your available Rewards balance.
*Purchases subject to credit approval.
See Rewards Program Terms for details.
**
See Rates and Fees.
†Subject to credit approval. Excludes gift cards. Discount is only valid when used with your TJX Rewards credit card. If you apply and are approved using a desktop or tablet, 10% off coupon can be used online or in-store. If you prequalify and then apply, or if you apply and are approved through a mobile device, 10% off coupon can be used in-store only. See 10% off coupon for details.
††NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) and Puerto Rico 18 years and older. Ends 12/31/26. For Official Rules, including odds, alternate method of entry, opt-out procedure, and prize descriptions, visit
https://tjx.promo.eprize.com/lucky25amoe/public/COMPILED/en/fulfillment/rules.pdf. Limit 3 entries/day and 20 entries/monthly period. Void where prohibited. Sponsor: The TJX Companies, Inc., 770 Cochituate Road, Framingham, MA 01701. Neither Synchrony Bank nor any of its affiliates is a sponsor of the Sweepstakes.
The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
© 2026 The TJX Companies, Inc.
