TJX Rewards® Credit Card

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Already a cardmember? Pay My Bill View My Rewards

Earn 5% Back* in Rewards Every Time

you shop our family of stores with a TJX Rewards credit card

Open a TJX Rewards credit card today to start earning every time you shop our stores. Apply Now

Get a decision in seconds with no impact to your credit score: See if I Prequalify

Benefits TJX Rewards® credit cardmembers

No annual fee**

Earn 5% back* in Rewards
every time you shop our family of stores – there’s no limit to the amount of Rewards you can earn!

Mastercard cardmembers earn 1% back* in Rewards anywhere else Mastercard is accepted. help

By applying you agree that, if approved, Synchrony Bank may provide you with a TJX Rewards Platinum Mastercard or a TJX Rewards Credit Card. The Mastercard may be used to earn 5% back in Rewards online or in store across our family of stores, plus to earn 1% back in Rewards anywhere else Mastercard is accepted. Any Rewards Certificates you earn with either credit card may be used on purchases online or in store across our family of stores.

Access Rewards Certificates digitally within 48 hours of earning when you register at tjxrewards.com. help

You can access your Rewards within 48 hours of earning by registering at and visiting tjxrewards.com. Once registered, you can link your account to access your Rewards within 48 hours of earning at online checkout and through the mobile apps for TJMaxx, or Marshalls. To link, log in to your Marshalls account and visit the Rewards dashboard. Follow the steps to "link your card”.

Enjoy 10% off^† your first purchase.

Exclusive shopping events where you can be the first to shop.

Surprise and delight opportunities from the brands you love!

Member-only free shipping offers.

Lucky 25 monthly sweepstakes entry^††
when you shop our family of stores with your card for a chance to win a $100 Gift Card! See Official Rules.

One Card, Five Brands,
All the Rewards Earn Points towards Rewards every time you shop online or in store at our family of stores:

How It Works

Shop Make purchases online or in store across our family of stores.

Earn Every 1000 Points earns you a $10 Rewards Certificate.

Redeem Use your Rewards Certificates on purchases online or in store.

How to Apply

In Stores Apply at any of our family of stores when you shop.

Online Apply directly from our websites on your computer or phone.

Apply Now

Download the Marshalls App Access your earned Rewards Certificates digitally, track Points, and easily scan to redeem in store – it’s that easy!

FAQs

How do I apply for a credit card?

Apply Now or visit tjxrewards.com and click Apply.
Please complete entire application. Missing or inaccurate information may delay or adversely affect credit decisions. By applying you agree that, if approved, Synchrony Bank may provide you with a TJX Rewards® Platinum Mastercard® or a TJX Rewards® Credit Card.
If approved, a temporary card number will be issued for immediate use for online and in-store transactions within our family of stores.
Your physical card will arrive in 7–10 days.

Does an application impact my credit score?

Yes, it could. However, you can find out if you Prequalify without impacting your credit score. If you prequalify, you will have an opportunity to accept the offer and apply for credit which may impact your credit score.

What is the APR/interest rate for theTJX Rewards credit card?

See Rates and Fees.

How do I earn Points/Rewards?

Use the TJX Rewards® Platinum Mastercard® or TJX Rewards® Credit Card to earn 5 points per $1 spent when you shop in stores or online across our family of stores.
Plus, TJX Rewards Platinum Mastercard cardmembers earn $1 point per $1 spent everywhere else Mastercard is accepted.
A $10 Rewards Certificate will be issued for every 1,000 Points you earn.
Rewards Certificates can be redeemed in-store across our family of stores or online at tjmaxx.com, marshalls.com or sierra.com.

Who do I contact about credit card or Rewards issues?

If you are having trouble, contact the number below based on your credit card type:
- TJX Rewards® Platinum MasterCard®:
  1-877-890-3150
- TJX Rewards® Credit Card:
  1-800-952-6133

How do I manage my credit card, pay my bill online, or check my balance?

The easiest way to manage your card and pay your bill is to log in to your TJX Rewards credit card account at tjxrewards.com. Here, you may also check your statement, update your account, and more.
If you do not have an online account set up, you must create one by Registering Your Card.
If you link your card, you will gain the ability to check your available Rewards balance across our sites (tjmaxx.com, and marshalls.com) and apps (T.J.Maxx app, Marshalls and HomeGoods app.). Link Your Card or learn more: Digital Rewards Certificate FAQs

What is tjxrewards.com?

This is the website where you can access and manage your TJX Rewards® Platinum Mastercard® or TJX Rewards® Credit Card.
This is the website where you may pay your bill online, manage your credit card, check your statement, update your account, and more.
Tjxrewards.com is a different website than the shopping website, marshalls.com.

How do I redeem a Rewards Certificate?

Online:
- If you linked your card, your Rewards Certificates will appear in the Payment section within checkout when signed in on marshalls.com.
  - Link Your Card or learn more: Digital Rewards Certificate FAQs
- If you have not linked your card, you can manually redeem your Rewards Certificates within checkout. When you enter the Payment section of checkout, you will see an area to manually type in your Rewards Certificates and CSC (Certificate Security Code) to redeem.

In Store:
- If you have linked your card, your Rewards Certificates will be available when signed in on the T.J.Maxx, Marshalls or HomeGoods apps for you to scan and redeem in any of our family of stores.
  - Link Your Card or learn more: Digital Rewards Certificate FAQs
- If you have not linked your card, you can have a cashier scan the Rewards Certificates issued in your paper or electronic billing statement to redeem.
- If you wish to print your Rewards Certificates for use in store, login to your TJX Rewards credit card account at tjxrewards.com. If you do not have an online account set up at tjxrewards.com, you will need to Register Your Card.

Where can I see my Rewards balance?

If you have linked your card, you may log in and view your balance on the Rewards page of the Account section on tjmaxx.com, or marshalls.com (the shopping websites). Once you have linked your card, you may also track your Points and see how much you have left to spend before you earn your next Rewards Certificate across our sites and apps.
If you have not linked your card, log in to your TJX Rewards credit card account at tjxrewards.com to view your Rewards balance. If you do not have an online account setup at tjxrewards.com, you will need to Register Your Card.

What does it mean to “link my card?”

Linking allows you to view your Rewards Certificates and Points balances directly on our sites and apps. You can redeem Rewards Certificates online at checkout with the click of a button and scan them in any of our family of stores by downloading one of our apps. No need to carry paper Certificates or search for email Certificates. Simply log in and visit the Rewards page to Link Your Card.

How do I link/unlink my card?

You must first link your TJX Rewards® credit card to your TJX account to enjoy the linked experience. To complete the link, you will need to:
1. Log in to your T.J.Maxx, or Marshalls account. If you do not have a username and password, you must first create an account.
2. Visit the Rewards page of the Account section and click on “link my card”.
3. Enter the User ID/Email and Password that you can use to manage your credit card and pay your bill online for your TJX Rewards credit card account at tjxrewards.com. If you do not have an online account setup, you will need to Register Your Card.
If you have successfully linked your card and have questions specifically related to our Digital Rewards Certificates program, visit our Digital Rewards Certificates FAQs.
If, at any time, you no longer wish to be linked, you can unlink your credit card by clicking the “unlink my card” button at the bottom of the Rewards page of the Account section. You may relink your card at any time.
- Reasons you may need to unlink your card:
  1. You previously linked but are now unable to see your Rewards Certificates.
  2. You have been issued a new TJX Rewards® credit card.
  3. You are experiencing issues with your available Rewards balance.

*Purchases subject to credit approval. See Rewards Program Terms for details.

**See Rates and Fees.

†Subject to credit approval. Excludes gift cards. Discount is only valid when used with your TJX Rewards credit card. If you apply and are approved using a desktop or tablet, 10% off coupon can be used online or in-store. If you apply and are approved through a mobile device, 10% off coupon can be used in-store only. See coupon for details.

††NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) and Puerto Rico 18 years and older. Ends 12/31/24. Read Official Rules, including odds, alternate method of entry, opt-out procedure, and prize descriptions. Limit 3 entries/day and 20 entries/monthly period. Void where prohibited. Sponsor: The TJX Companies, Inc., 770 Cochituate Road, Framingham, MA 01701. Neither Synchrony Bank nor any of its affiliates is a sponsor of the Sweepstakes.

The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

© 2024 The TJX Companies, Inc.